This initiative stems from conversations that took place outside of online platforms, highlighting the collaborative efforts involved in its development. The focus on silent payments suggests an emphasis on enhancing payment processes, possibly making them more efficient, secure, or discreet. By establishing this protocol, the involved parties aim to address specific needs or gaps identified during their offline discussions. The creation of 'wg-silent-payments' marks a significant step towards improving payment systems, reflecting the concerted effort and expertise of those involved.